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      <copyright>Site contents copyright Experience Project, Inc. 2004-2008. All Rights Reserved.</copyright>
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      <title>Carlsmith's Blog at Experience Project</title>
      <description>Carlsmith's latest blog and journal entries at Experiene Project. Get your own free, private blog today.</description>
<link>http://blogs.experienceproject.com</link><item><title>The All-Important Credit Card Application</title><description><![CDATA[ 
Credit cards have become vital parts of today's busy lives. They are needed for almost every transaction so ...]]></description><link>http://CarlSmith.blogs.experienceproject.com/60604.html</link><guid>http://CarlSmith.blogs.experienceproject.com/60604.html</guid><pubDate>Mon, 08 Sep 2008 22:36:23 PST</pubDate></item><item><title>How to Dispute your Credit Report</title><description><![CDATA[






A ...]]></description><link>http://CarlSmith.blogs.experienceproject.com/59824.html</link><guid>http://CarlSmith.blogs.experienceproject.com/59824.html</guid><pubDate>Thu, 04 Sep 2008 23:47:00 PST</pubDate></item><item><title>The Smart Way to Choose the Best Credit Card for Students</title><description><![CDATA[Being in college is part of a transition stage in a person's life. That person is not a child anymore, but is not yet a full-fledged adult in...]]></description><link>http://CarlSmith.blogs.experienceproject.com/59544.html</link><guid>http://CarlSmith.blogs.experienceproject.com/59544.html</guid><pubDate>Wed, 03 Sep 2008 19:20:28 PST</pubDate></item><item><title>Bad Credit Scores - How do you get them?</title><description><![CDATA[There is no doubt that credit sc...]]></description><link>http://CarlSmith.blogs.experienceproject.com/59374.html</link><guid>http://CarlSmith.blogs.experienceproject.com/59374.html</guid><pubDate>Tue, 02 Sep 2008 22:17:34 PST</pubDate></item><item><title>Using Credit Cards the Rewarding Way</title><description><![CDATA[Choosing a credit card, like any decision to be made, would require a lot of weighing of pros and cons. Among the first few aspects that people con...]]></description><link>http://CarlSmith.blogs.experienceproject.com/59195.html</link><guid>http://CarlSmith.blogs.experienceproject.com/59195.html</guid><pubDate>Mon, 01 Sep 2008 22:47:23 PST</pubDate></item><item><title>Tips on How To Choose The Right Credit Card For You</title><description><![CDATA[Is there such a thing as a &quot;right&quot; credit card? Looking around at the numerous ...]]></description><link>http://CarlSmith.blogs.experienceproject.com/58970.html</link><guid>http://CarlSmith.blogs.experienceproject.com/58970.html</guid><pubDate>Sun, 31 Aug 2008 21:59:07 PST</pubDate></item><item><title>The 411 on Credit Reports</title><description><![CDATA[Credit Reports - What's On Them, and How to Check Yours

Businesses in the United States buy more than two billion ...]]></description><link>http://CarlSmith.blogs.experienceproject.com/58410.html</link><guid>http://CarlSmith.blogs.experienceproject.com/58410.html</guid><pubDate>Thu, 28 Aug 2008 18:40:37 PST</pubDate></item><item><title>The Larry Rule - Is Applying for Store Credit Cards Bad for Your Credit?</title><description><![CDATA[Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance.   Currently, Mr. Li...]]></description><link>http://CarlSmith.blogs.experienceproject.com/57961.html</link><guid>http://CarlSmith.blogs.experienceproject.com/57961.html</guid><pubDate>Tue, 26 Aug 2008 18:51:00 PST</pubDate></item><item><title>Facts You Might Not Know About Debit Cards</title><description><![CDATA[




    









America is quickly becoming a cashless society. Whereas it would have ...]]></description><link>http://CarlSmith.blogs.experienceproject.com/57479.html</link><guid>http://CarlSmith.blogs.experienceproject.com/57479.html</guid><pubDate>Sun, 24 Aug 2008 19:10:55 PST</pubDate></item><item><title>The Credit Repair Equation</title><description><![CDATA[Although credit cards may be what land the most people in credit trouble, ...]]></description><link>http://CarlSmith.blogs.experienceproject.com/57324.html</link><guid>http://CarlSmith.blogs.experienceproject.com/57324.html</guid><pubDate>Sat, 23 Aug 2008 21:55:58 PST</pubDate></item><item><title>College Student Financial Woes</title><description><![CDATA[College Student Credit
If you're a college student, chances are you've been offer...]]></description><link>http://CarlSmith.blogs.experienceproject.com/56923.html</link><guid>http://CarlSmith.blogs.experienceproject.com/56923.html</guid><pubDate>Thu, 21 Aug 2008 21:22:31 PST</pubDate></item>
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